Mr. Khalil Ahmed Rao

Mr. Khalil Ahmed Rao

Associate Professor

Faculty Of UCP Business School

Khalil Ahmad Rao is serving as senior faculty and head of law cluster at UCP (Business School). He holds Master’s degree in Economics from Government College Lahore, a Law graduate and certification from American Institute of Banking, New York. Besides rich experience in fields of legal practice and teaching, he served banking sector in Pakistan as well in United States for more than two decades. His ‘TV Lectures’ for three MBA courses recorded by Virtual University of Pakistan are regularly telecast by VUTV. He is member of various professional bodies.

  • Business Law
  • Legal Environment of Business
  • International Banking
  • Consumer Credit Analysis
  • Banking Laws and Practice
  • Income Tax Laws


M.A Economics

Government College Lahore (University of the Punjab) (1970)


University of the Punjab (1989)

Certification in Banking

American Institute of Banking (AIB), New York. (1985) AIB New York is accredited with Pace University, New York


  • Supervised MBA Research Projects of practical significance including:
  • Efficacy of Pakistan’s Anti Money Laundering Regime in banking sector
  • Regulatory framework of Consumer Financing—Extent of compliance by banks
  • Non Performing Loans of five commercial banks of Pakistan—Trends, Causes and Implications.
  • Ascertainment of potential efficacy of taxation system of Pakistan in generating tax revenue


Teaching and Academic Experience
(December 2005 to date)

  • Senior Faculty at UCP
  • Head, Banking and Law Cluster

I have been teaching following subjects at different Universities

  • International Banking and Trade     (MBA)
  • Tax Management   (MBA)
  • Banking Laws & practices    (MBA Banking & Fin.)
  • Corporate & Business Law   (M.Com/ACCA)
  • Income Tax Laws           (MBA)
  • Legal Environment of Business  (MBA Executives)

TV Lecture Series at Virtual University of Pakistan for MBA Program
I have been part of unique experience of recording lectures pertaining to the following courses, which are televised by Virtual Television throughout the country and overseas.

  • Business and Labor Laws
  • Taxation Management
  • Banking Laws and Practices

Legal Practice & Consultancy:
(1997 to-date)

  • Advocate High Court
  • Corporate, Banking & Taxation Laws Consultant
  • Have the honor of appearing before Banking Court as Amicus Curie

International & Domestic Banking Experience in Habib Bank
(1994 to 1997)
Assistant Vice President– Executive Head
Wafaqi Mohtasib (Ombudsman’s) Cell, Punjab and Customers’ Service Department, Provincial Headquarters, Lahore
Area Manager:
(1987 to 1994)
Customer’s Service department (Punjab), Wafaqi Mohtasib’s Cell (Punjab) at Provincial Headquarters, Lahore.
Served as Pro-Manager at Habib Bank New York – ( Dec 1983 to Nov 1986)
Served in Habib Bank as Head of different departments – (May-1976 to Dec 1983)

Extension: 219
Faculty Of UCP Business School, University of Central Punjab

Apply Online